Terms of Service
Effective Date: July 30, 2025
Version: 1.1
Add-on: Dividend Toolkit (SheetInvestor)
By using SheetInvestor's Dividend Toolkit and related services, you agree to be bound by these Terms of Service. Please read them carefully.
Table of Contents
- 1. Critical Financial Disclaimer
- 2. Service Description
- 3. Data Accuracy and Limitations
- 4. User Obligations and Acceptable Use
- 5. Privacy and Data Handling
- 6. Service Availability and Performance
- 7. Intellectual Property Rights
- 8. Disclaimers and Limitations of Liability
- 9. Indemnification
- 10. Account Termination
- 11. Updates and Changes
- 12. Legal Provisions
- 13. Contact Information
Critical Financial Disclaimer
Not Investment Advice: The Dividend Toolkit provides financial data for informational purposes only. The information is not intended as investment advice.
Risk Warning: All investments involve risk. Past performance does not guarantee future results.
Professional Consultation Required: Consult with a qualified financial advisor before making investment decisions.
Service Description
The Dividend Toolkit is a Google Sheets add-on that provides comprehensive dividend analysis and stock data integration tools. The service includes:
- Real-time and historical dividend data retrieval
- Dividend yield calculations and analysis
- Dividend frequency detection and payment schedules
- Dividend growth trend analysis
- Current stock price integration
- Custom functions accessible through Google Sheets formulas
Data Accuracy and Limitations
Data Sources and Reliability
The add-on retrieves financial data from third-party sources including Yahoo Finance. While we strive for accuracy, we cannot guarantee:
- The accuracy, completeness, or timeliness of financial data
- Real-time data availability (delays may occur)
- Continuous data availability from third-party providers
- Error-free calculations or analysis results
User Verification Responsibility
You are responsible for independently verifying all financial data and analysis results before making any decisions.
User Obligations and Acceptable Use
Acceptable Use
You agree to use our add-on responsibly and lawfully:
- Use only for legitimate business, educational, or personal purposes
- Comply with all applicable laws and regulations
- Respect intellectual property rights and data usage terms
- Not attempt to circumvent security measures
- Not redistribute or resell data obtained through the add-on
Data Responsibility
As the user, you are responsible for:
- Ensuring you have the right to process any data you use
- Maintaining appropriate backups of your spreadsheet data
- Verifying the accuracy of results produced by our add-on
- Complying with data protection laws
Privacy and Data Handling
Data Collection
The Dividend Toolkit may collect and process:
- Google account information necessary for add-on functionality
- Spreadsheet data you choose to analyze
- Usage statistics and error logs for service improvement
- Stock symbols and queries you submit for data retrieval
Data Security and Retention
We implement appropriate security measures to protect your data and limit data retention to what is necessary for service operation.
Service Availability and Performance
We strive to provide reliable service, but cannot guarantee:
- 100% uptime or uninterrupted access
- Compatibility with all future Google Sheets updates
- Availability during maintenance periods or third-party outages
- Consistent performance in all usage scenarios
We reserve the right to modify, suspend, or discontinue the add-on at any time with reasonable notice when possible.
Intellectual Property Rights
Our Rights
The add-on, including its code, design, algorithms, and documentation, is our intellectual property.
Your Rights
You retain full ownership of:
- Your original spreadsheet data and content
- Results and outputs generated using our add-on
- Any original analysis or work you create
Restrictions
You may not copy, modify, distribute, reverse engineer, or create derivative works without explicit permission.
Disclaimers and Limitations of Liability
Warranty Disclaimer
Our add-on is provided "AS IS" without warranties of any kind, either express or implied.
Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for:
- Any direct, indirect, incidental, special, or consequential damages
- Loss of profits, data, investments, or other financial losses
- Damages resulting from your use or inability to use the add-on
- Damages resulting from inaccurate data or analysis
Indemnification
You agree to indemnify and hold harmless the developers and operators from any claims, damages, losses, or expenses arising from your use of the add-on.
Account Termination
Your Right to Terminate: You may stop using our add-on at any time by uninstalling it from your Google Sheets.
Our Right to Terminate: We reserve the right to terminate or suspend access for violations of these terms, illegal activity, or abuse of service.
Updates and Changes
Service Updates
We may update our add-on periodically to add features, fix bugs, or improve performance.
Terms Updates
We may modify these terms from time to time. Material changes will be communicated through the add-on interface.
Legal Provisions
Governing Law: These terms are governed by the laws of Texas, United States.
Jurisdiction: Any disputes shall be subject to the exclusive jurisdiction of the courts in Texas.
Severability: If any provision is unenforceable, the remaining provisions remain in full force.
Entire Agreement: These terms, with our Privacy Policy, constitute the entire agreement.
Contact Information
For questions about these terms, technical support, or our add-on:
Email/Support: support@sheetinvestor.com
Response Time: We strive to respond within 48 hours
We welcome feedback and questions about our terms and are committed to addressing any concerns promptly.
Last updated: July 30, 2025 | Version: 1.1
This add-on is independently developed and is not affiliated with Google LLC or Yahoo Finance.